# Payors

The people and organizations responsible for a Patient's charges.

## List Alternative Payors

`GET /v1/alternative_payors`

**Required API scopes:** `payors.read`

## Parameters

- `limit` (query, `integer`) - The maximum number of items to return. Defaults to `25`; the maximum is `100`.
- `starting_after` (query, `string`) - Return items after this resource ID. You cannot use this with `cursor`.
- `cursor` (query, `string`) - The `next_cursor` value from the previous page. You cannot use this with `starting_after`.

## Response `200`

Paginated list of `AlternativePayor` objects.

- `any`

### Example

```json
{
  "object": "list",
  "data": [
    {
      "id": null,
      "object": "alternative_payor",
      "created_at": "2026-01-01T09:00:00Z",
      "name": "Acme Health Benefits",
      "payor_type": "insurance_company",
      "updated_at": "2026-01-01T09:00:00Z"
    }
  ],
  "has_more": false,
  "next_cursor": "eyJzdGFydF90aW1lIjoiMjAyNi0wMS0wMVQwOTowMDowMFoifQ",
  "url": "/v1/alternative_payors"
}
```

## Response `401`

The access token is missing, invalid, expired, or revoked.

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Response `403`

The access token lacks the required scope, or the project is disabled.

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Response `429`

Too many requests. Retry after the delay indicated by `Retry-After`.

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Code samples

```bash
curl -X GET "https://api.carebit.co/v1/alternative_payors" \
  -H "Authorization: Bearer $CAREBIT_ACCESS_TOKEN"
```

```javascript
const response = await fetch("https://api.carebit.co/v1/alternative_payors", {
  method: "GET",
  headers: {
    Authorization: `Bearer ${process.env.CAREBIT_ACCESS_TOKEN}`,
  },
});

if (!response.ok) {
  throw new Error(`Carebit API error: ${response.status}`);
}

const data = await response.json();
```

```python
import os
import requests

response = requests.get(
    "https://api.carebit.co/v1/alternative_payors",
    headers={
        "Authorization": f"Bearer {os.environ['CAREBIT_ACCESS_TOKEN']}",
    }
)
response.raise_for_status()
data = response.json()
```

```ruby
require "httparty"

response = HTTParty.get(
  "https://api.carebit.co/v1/alternative_payors",
  headers: {
    "Authorization" => "Bearer #{ENV.fetch("CAREBIT_ACCESS_TOKEN")}"
  }
)
raise "Carebit API error: #{response.code}" unless response.success?
data = response.parsed_response
```

```php
<?php

$client = new GuzzleHttp\Client();

$response = $client->get("https://api.carebit.co/v1/alternative_payors", [
    "headers" => [
      "Authorization" => "Bearer " . getenv("CAREBIT_ACCESS_TOKEN"),
    ]
]);
$data = json_decode((string) $response->getBody(), true, flags: JSON_THROW_ON_ERROR);
```


## Get an Alternative Payor

`GET /v1/alternative_payors/:id`

**Required API scopes:** `payors.read`

## Parameters

- `id` (path, `string`) (required)

## Response `200`

The requested `AlternativePayor`.

- `object`
  - `created_at` (`string`) - format: `date-time`; An ISO 8601 timestamp in UTC, with a `Z` suffix. For example, `2026-07-01T09:00:00Z`.
  - `id` (`string`) - format: `uuid`; The resource's unique identifier, formatted as an RFC 4122 version 4 UUID.
  - `name` (`string`) - The name of the alternative payor.
  - `object` (`any`) - Discriminator value emitted at `object`.
  - `payor_type` (`string`) - enum: `legal`, `medical_facility`, `other`; The category of the alternative payor.
  - `updated_at` (`string`) - format: `date-time`; An ISO 8601 timestamp in UTC, with a `Z` suffix. For example, `2026-07-01T09:00:00Z`.

### Example

```json
{
  "id": null,
  "object": "alternative_payor",
  "created_at": "2026-01-01T09:00:00Z",
  "name": "Acme Health Benefits",
  "payor_type": "insurance_company",
  "updated_at": "2026-01-01T09:00:00Z"
}
```

## Response `401`

The access token is missing, invalid, expired, or revoked.

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Response `403`

The access token lacks the required scope, or the project is disabled.

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Response `404`

Error response.

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Response `429`

Too many requests. Retry after the delay indicated by `Retry-After`.

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Code samples

```bash
curl -X GET "https://api.carebit.co/v1/alternative_payors/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c" \
  -H "Authorization: Bearer $CAREBIT_ACCESS_TOKEN"
```

```javascript
const response = await fetch("https://api.carebit.co/v1/alternative_payors/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c", {
  method: "GET",
  headers: {
    Authorization: `Bearer ${process.env.CAREBIT_ACCESS_TOKEN}`,
  },
});

if (!response.ok) {
  throw new Error(`Carebit API error: ${response.status}`);
}

const data = await response.json();
```

```python
import os
import requests

response = requests.get(
    "https://api.carebit.co/v1/alternative_payors/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c",
    headers={
        "Authorization": f"Bearer {os.environ['CAREBIT_ACCESS_TOKEN']}",
    }
)
response.raise_for_status()
data = response.json()
```

```ruby
require "httparty"

response = HTTParty.get(
  "https://api.carebit.co/v1/alternative_payors/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c",
  headers: {
    "Authorization" => "Bearer #{ENV.fetch("CAREBIT_ACCESS_TOKEN")}"
  }
)
raise "Carebit API error: #{response.code}" unless response.success?
data = response.parsed_response
```

```php
<?php

$client = new GuzzleHttp\Client();

$response = $client->get("https://api.carebit.co/v1/alternative_payors/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c", [
    "headers" => [
      "Authorization" => "Bearer " . getenv("CAREBIT_ACCESS_TOKEN"),
    ]
]);
$data = json_decode((string) $response->getBody(), true, flags: JSON_THROW_ON_ERROR);
```


## List Insurance Companies

`GET /v1/insurance_companies`

Returns active insurance companies. Embassies and overseas government health offices are excluded.

**Required API scopes:** `payors.read`

## Parameters

- `limit` (query, `integer`) - The maximum number of items to return. Defaults to `25`; the maximum is `100`.
- `starting_after` (query, `string`) - Return items after this resource ID. You cannot use this with `cursor`.
- `cursor` (query, `string`) - The `next_cursor` value from the previous page. You cannot use this with `starting_after`.

## Response `200`

Paginated list of `InsuranceCompany` objects.

- `any`

### Example

```json
{
  "object": "list",
  "data": [
    {
      "id": "855e25b0-b138-48da-86ea-15162ce81f14",
      "object": "insurance_company",
      "created_at": "2026-01-01T09:00:00Z",
      "name": "Bupa",
      "updated_at": "2026-01-01T09:00:00Z"
    }
  ],
  "has_more": false,
  "next_cursor": "eyJzdGFydF90aW1lIjoiMjAyNi0wMS0wMVQwOTowMDowMFoifQ",
  "url": "/v1/insurance_companies"
}
```

## Response `401`

The access token is missing, invalid, expired, or revoked.

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Response `403`

The access token lacks the required scope, or the project is disabled.

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Response `429`

Too many requests. Retry after the delay indicated by `Retry-After`.

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Code samples

```bash
curl -X GET "https://api.carebit.co/v1/insurance_companies" \
  -H "Authorization: Bearer $CAREBIT_ACCESS_TOKEN"
```

```javascript
const response = await fetch("https://api.carebit.co/v1/insurance_companies", {
  method: "GET",
  headers: {
    Authorization: `Bearer ${process.env.CAREBIT_ACCESS_TOKEN}`,
  },
});

if (!response.ok) {
  throw new Error(`Carebit API error: ${response.status}`);
}

const data = await response.json();
```

```python
import os
import requests

response = requests.get(
    "https://api.carebit.co/v1/insurance_companies",
    headers={
        "Authorization": f"Bearer {os.environ['CAREBIT_ACCESS_TOKEN']}",
    }
)
response.raise_for_status()
data = response.json()
```

```ruby
require "httparty"

response = HTTParty.get(
  "https://api.carebit.co/v1/insurance_companies",
  headers: {
    "Authorization" => "Bearer #{ENV.fetch("CAREBIT_ACCESS_TOKEN")}"
  }
)
raise "Carebit API error: #{response.code}" unless response.success?
data = response.parsed_response
```

```php
<?php

$client = new GuzzleHttp\Client();

$response = $client->get("https://api.carebit.co/v1/insurance_companies", [
    "headers" => [
      "Authorization" => "Bearer " . getenv("CAREBIT_ACCESS_TOKEN"),
    ]
]);
$data = json_decode((string) $response->getBody(), true, flags: JSON_THROW_ON_ERROR);
```


## Get an Insurance Company

`GET /v1/insurance_companies/:id`

Returns an active insurance company. Embassy and overseas government health office identifiers return `404`.

**Required API scopes:** `payors.read`

## Parameters

- `id` (path, `string`) (required)

## Response `200`

The requested `InsuranceCompany`.

- `object`
  - `created_at` (`string`) - format: `date-time`; An ISO 8601 timestamp in UTC, with a `Z` suffix. For example, `2026-07-01T09:00:00Z`.
  - `id` (`string`) - format: `uuid`; The resource's unique identifier, formatted as an RFC 4122 version 4 UUID.
  - `name` (`string`) - The name of the insurance company.
  - `object` (`any`) - Discriminator value emitted at `object`.
  - `updated_at` (`string`) - format: `date-time`; An ISO 8601 timestamp in UTC, with a `Z` suffix. For example, `2026-07-01T09:00:00Z`.

### Example

```json
{
  "id": "855e25b0-b138-48da-86ea-15162ce81f14",
  "object": "insurance_company",
  "created_at": "2026-01-01T09:00:00Z",
  "name": "Bupa",
  "updated_at": "2026-01-01T09:00:00Z"
}
```

## Response `401`

The access token is missing, invalid, expired, or revoked.

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Response `403`

The access token lacks the required scope, or the project is disabled.

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Response `404`

Error response.

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Response `429`

Too many requests. Retry after the delay indicated by `Retry-After`.

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Code samples

```bash
curl -X GET "https://api.carebit.co/v1/insurance_companies/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c" \
  -H "Authorization: Bearer $CAREBIT_ACCESS_TOKEN"
```

```javascript
const response = await fetch("https://api.carebit.co/v1/insurance_companies/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c", {
  method: "GET",
  headers: {
    Authorization: `Bearer ${process.env.CAREBIT_ACCESS_TOKEN}`,
  },
});

if (!response.ok) {
  throw new Error(`Carebit API error: ${response.status}`);
}

const data = await response.json();
```

```python
import os
import requests

response = requests.get(
    "https://api.carebit.co/v1/insurance_companies/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c",
    headers={
        "Authorization": f"Bearer {os.environ['CAREBIT_ACCESS_TOKEN']}",
    }
)
response.raise_for_status()
data = response.json()
```

```ruby
require "httparty"

response = HTTParty.get(
  "https://api.carebit.co/v1/insurance_companies/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c",
  headers: {
    "Authorization" => "Bearer #{ENV.fetch("CAREBIT_ACCESS_TOKEN")}"
  }
)
raise "Carebit API error: #{response.code}" unless response.success?
data = response.parsed_response
```

```php
<?php

$client = new GuzzleHttp\Client();

$response = $client->get("https://api.carebit.co/v1/insurance_companies/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c", [
    "headers" => [
      "Authorization" => "Bearer " . getenv("CAREBIT_ACCESS_TOKEN"),
    ]
]);
$data = json_decode((string) $response->getBody(), true, flags: JSON_THROW_ON_ERROR);
```


## List a Patient's Payors

`GET /v1/patients/:patient_id/payors`

**Required API scopes:** `payors.read`

## Parameters

- `patient_id` (path, `string`) (required)
- `limit` (query, `integer`) - The maximum number of items to return. Defaults to `25`; the maximum is `100`.
- `starting_after` (query, `string`) - Return items after this resource ID. You cannot use this with `cursor`.
- `cursor` (query, `string`) - The `next_cursor` value from the previous page. You cannot use this with `starting_after`.

## Response `200`

Paginated list of `Payor` objects.

- `any`

### Example

```json
{
  "object": "list",
  "data": [
    {
      "id": "708192a3-b4c5-4def-8012-3456789abcde",
      "object": "payor",
      "address_line_1": "10 Harley Street",
      "address_line_2": "Marylebone",
      "alternative_payor_id": null,
      "city": "London",
      "country_code": "GB",
      "county": "Greater London",
      "created_at": "2026-01-01T09:00:00Z",
      "first_name": "Alex",
      "formatted_name": "Dr Alex Morgan",
      "formatted_payor_name": "Bupa",
      "insurance_authorization_code": "AUTH123",
      "insurance_company_id": "855e25b0-b138-48da-86ea-15162ce81f14",
      "insurance_policy_end_date": "2026-12-31",
      "insurance_policy_number": "POLICY123",
      "insurance_policy_start_date": "2026-01-01",
      "last_name": "Morgan",
      "notes": "Please confirm the appointment by email.",
      "payor_type": "insurance_company",
      "postcode": "W1G 9PF",
      "title": "Dr",
      "updated_at": "2026-01-01T09:00:00Z"
    }
  ],
  "has_more": false,
  "next_cursor": "eyJzdGFydF90aW1lIjoiMjAyNi0wMS0wMVQwOTowMDowMFoifQ",
  "url": "/v1/payors"
}
```

## Response `401`

The access token is missing, invalid, expired, or revoked.

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Response `403`

The access token lacks the required scope, or the project is disabled.

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Response `404`

Error response.

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Response `429`

Too many requests. Retry after the delay indicated by `Retry-After`.

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Code samples

```bash
curl -X GET "https://api.carebit.co/v1/patients/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c/payors" \
  -H "Authorization: Bearer $CAREBIT_ACCESS_TOKEN"
```

```javascript
const response = await fetch("https://api.carebit.co/v1/patients/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c/payors", {
  method: "GET",
  headers: {
    Authorization: `Bearer ${process.env.CAREBIT_ACCESS_TOKEN}`,
  },
});

if (!response.ok) {
  throw new Error(`Carebit API error: ${response.status}`);
}

const data = await response.json();
```

```python
import os
import requests

response = requests.get(
    "https://api.carebit.co/v1/patients/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c/payors",
    headers={
        "Authorization": f"Bearer {os.environ['CAREBIT_ACCESS_TOKEN']}",
    }
)
response.raise_for_status()
data = response.json()
```

```ruby
require "httparty"

response = HTTParty.get(
  "https://api.carebit.co/v1/patients/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c/payors",
  headers: {
    "Authorization" => "Bearer #{ENV.fetch("CAREBIT_ACCESS_TOKEN")}"
  }
)
raise "Carebit API error: #{response.code}" unless response.success?
data = response.parsed_response
```

```php
<?php

$client = new GuzzleHttp\Client();

$response = $client->get("https://api.carebit.co/v1/patients/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c/payors", [
    "headers" => [
      "Authorization" => "Bearer " . getenv("CAREBIT_ACCESS_TOKEN"),
    ]
]);
$data = json_decode((string) $response->getBody(), true, flags: JSON_THROW_ON_ERROR);
```


## Create a Patient Payor

`POST /v1/patients/:patient_id/payors`

Creates an insurance or alternative Payor. Provide exactly one of `insurance_company_id` or `alternative_payor_id`. Set `set_as_default_payor` to `true` to also select this Payor on this Organization's PatientConnection. Carebit creates a self-pay Payor automatically when it creates the Patient.

**Required API scopes:** `payors.create`

## Parameters

- `patient_id` (path, `string`) (required)
- `Idempotency-Key` (header, `string`) (required) - Client-generated idempotency key. Required for every POST/PATCH write. Replay of the same key with the same body returns the stored response with an `Idempotency-Replayed: true` header. Same key + different body returns `422 idempotency_key_reused`. A duplicate that arrives while the first request is still in flight returns `409 idempotency_conflict` with `Retry-After: 1`.

## Request body (`application/json`)

- `object`
  - `address_line_1` (`string | null`) - The primary policyholder address line.
  - `address_line_2` (`string | null`) - The secondary policyholder address line.
  - `alternative_payor_id` (`string`) - format: `uuid`; The Organization-owned AlternativePayor responsible for payment.
  - `city` (`string | null`) - The city in the policyholder address.
  - `country_code` (`string | null`) - The uppercase ISO 3166-1 alpha-2 country code for the policyholder address.
  - `county` (`string | null`) - The county or region in the policyholder address.
  - `first_name` (`string | null`) - The policyholder's first name override.
  - `insurance_authorization_code` (`string | null`) - The insurer authorization code.
  - `insurance_company_id` (`string`) - format: `uuid`; The active InsuranceCompany responsible for payment.
  - `insurance_policy_end_date` (`string | null`) - format: `date`; The insurance policy end date.
  - `insurance_policy_number` (`string | null`) - The insurance policy or membership number.
  - `insurance_policy_start_date` (`string | null`) - format: `date`; The insurance policy start date.
  - `last_name` (`string | null`) - The policyholder's last name override.
  - `notes` (`string | null`) - Additional billing or insurance information.
  - `postcode` (`string | null`) - The postal code in the policyholder address.
  - `set_as_default_payor` (`boolean`) - When `true` on create, Carebit also sets this Payor as the default billing party on this Organization's PatientConnection. Nested GP connections are not changed. Omit or pass `false` to leave the selected Payor unchanged.
  - `title` (`string | null`) - The policyholder's personal title override.

### Example

```json
{
  "insurance_company_id": "00000000-0000-4000-8000-00000000000e",
  "insurance_policy_number": "POLICY123",
  "set_as_default_payor": true
}
```

## Response `201`

The requested `Payor`.

- `object`
  - `address_line_1` (`string | null`) - The primary address line of the payor.
  - `address_line_2` (`string | null`) - The secondary address line of the payor.
  - `alternative_payor_id` (`string | null`) - format: `uuid`; The identifier of the alternative payor responsible for payment, when `payor_type` is `alternative_payor`.
  - `city` (`string | null`) - The city in the payor's postal address.
  - `country_code` (`string | null`) - The ISO 3166-1 alpha-2 country code for the postal address, such as `GB` for the United Kingdom.
  - `county` (`string | null`) - The county or region in the payor's postal address.
  - `created_at` (`string`) - format: `date-time`; An ISO 8601 timestamp in UTC, with a `Z` suffix. For example, `2026-07-01T09:00:00Z`.
  - `first_name` (`string | null`) - The first name of the person responsible for payment, when applicable.
  - `formatted_name` (`string | null`) - The formatted name of the person responsible for payment.
  - `formatted_payor_name` (`string | null`) - The display name of the patient, insurer, or alternative payor responsible for payment.
  - `id` (`string`) - format: `uuid`; The resource's unique identifier, formatted as an RFC 4122 version 4 UUID.
  - `insurance_authorization_code` (`string | null`) - The insurer's authorization code.
  - `insurance_company_id` (`string | null`) - format: `uuid`; The identifier of the insurance company responsible for payment, when `payor_type` is `insurance_company`.
  - `insurance_policy_end_date` (`string | null`) - format: `date`; The end date of the insurance policy, when recorded.
  - `insurance_policy_number` (`string | null`) - The policy or membership number supplied by the insurer.
  - `insurance_policy_start_date` (`string | null`) - format: `date`; The start date of the insurance policy, when recorded.
  - `last_name` (`string | null`) - The last name of the person responsible for payment, when applicable.
  - `notes` (`string | null`) - The additional payment or insurance information recorded for this payor.
  - `object` (`any`) - Discriminator value emitted at `object`.
  - `payor_type` (`string`) - enum: `patient`, `insurance_company`, `alternative_payor`; The type of party responsible for payment.
  - `postcode` (`string | null`) - The postal code of the payor.
  - `title` (`string | null`) - The personal title of the person responsible for payment, when applicable.
  - `updated_at` (`string`) - format: `date-time`; An ISO 8601 timestamp in UTC, with a `Z` suffix. For example, `2026-07-01T09:00:00Z`.

### Example

```json
{
  "id": "708192a3-b4c5-4def-8012-3456789abcde",
  "object": "payor",
  "address_line_1": "10 Harley Street",
  "address_line_2": "Marylebone",
  "alternative_payor_id": null,
  "city": "London",
  "country_code": "GB",
  "county": "Greater London",
  "created_at": "2026-01-01T09:00:00Z",
  "first_name": "Alex",
  "formatted_name": "Dr Alex Morgan",
  "formatted_payor_name": "Bupa",
  "insurance_authorization_code": "AUTH123",
  "insurance_company_id": "855e25b0-b138-48da-86ea-15162ce81f14",
  "insurance_policy_end_date": "2026-12-31",
  "insurance_policy_number": "POLICY123",
  "insurance_policy_start_date": "2026-01-01",
  "last_name": "Morgan",
  "notes": "Please confirm the appointment by email.",
  "payor_type": "insurance_company",
  "postcode": "W1G 9PF",
  "title": "Dr",
  "updated_at": "2026-01-01T09:00:00Z"
}
```

## Response `400`

The `Idempotency-Key` header is missing (`idempotency_key_required`) or exceeds 255 characters (`idempotency_key_too_long`).

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Response `401`

The access token is missing, invalid, expired, or revoked.

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Response `403`

The access token lacks the required scope, or the project is disabled.

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Response `404`

Error response.

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Response `409`

A concurrent request holds the idempotency lease (`idempotency_conflict`). Retry after the delay indicated by `Retry-After`.

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Response `422`

The `Idempotency-Key` was previously used with a different request body (`idempotency_key_reused`), or the request body failed validation.

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Response `429`

Too many requests. Retry after the delay indicated by `Retry-After`.

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Code samples

```bash
curl -X POST "https://api.carebit.co/v1/patients/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c/payors" \
  -H "Authorization: Bearer $CAREBIT_ACCESS_TOKEN" \
  -H "Idempotency-Key: $(uuidgen)" \
  -H "Content-Type: application/json" \
  -d '{
  "insurance_company_id": "00000000-0000-4000-8000-00000000000e",
  "insurance_policy_number": "POLICY123",
  "set_as_default_payor": true
}'
```

```javascript
const response = await fetch("https://api.carebit.co/v1/patients/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c/payors", {
  method: "POST",
  headers: {
    Authorization: `Bearer ${process.env.CAREBIT_ACCESS_TOKEN}`,
    "Content-Type": "application/json",
    "Idempotency-Key": crypto.randomUUID(),
  },
  body: JSON.stringify({
  "insurance_company_id": "00000000-0000-4000-8000-00000000000e",
  "insurance_policy_number": "POLICY123",
  "set_as_default_payor": true
}),
});

if (!response.ok) {
  throw new Error(`Carebit API error: ${response.status}`);
}

const data = await response.json();
```

```python
import os
import requests
import uuid

response = requests.post(
    "https://api.carebit.co/v1/patients/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c/payors",
    headers={
        "Authorization": f"Bearer {os.environ['CAREBIT_ACCESS_TOKEN']}",
        "Idempotency-Key": str(uuid.uuid4()),
    },
    json={
        "insurance_company_id": "00000000-0000-4000-8000-00000000000e",
        "insurance_policy_number": "POLICY123",
        "set_as_default_payor": True
    }
)
response.raise_for_status()
data = response.json()
```

```ruby
require "httparty"
require "json"
require "securerandom"

response = HTTParty.post(
  "https://api.carebit.co/v1/patients/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c/payors",
  headers: {
    "Authorization" => "Bearer #{ENV.fetch("CAREBIT_ACCESS_TOKEN")}",
    "Idempotency-Key" => SecureRandom.uuid,
    "Content-Type" => "application/json"
  },
  body: {
    "insurance_company_id" => "00000000-0000-4000-8000-00000000000e",
    "insurance_policy_number" => "POLICY123",
    "set_as_default_payor" => true
  }.to_json
)
raise "Carebit API error: #{response.code}" unless response.success?
data = response.parsed_response
```

```php
<?php

$client = new GuzzleHttp\Client();

$response = $client->post("https://api.carebit.co/v1/patients/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c/payors", [
    "headers" => [
      "Authorization" => "Bearer " . getenv("CAREBIT_ACCESS_TOKEN"),
      "Idempotency-Key" => bin2hex(random_bytes(16)),
    ],
    "json" => [
      "insurance_company_id" => "00000000-0000-4000-8000-00000000000e",
      "insurance_policy_number" => "POLICY123",
      "set_as_default_payor" => true
    ]
]);
$data = json_decode((string) $response->getBody(), true, flags: JSON_THROW_ON_ERROR);
```


## Get a Patient Payor

`GET /v1/patients/:patient_id/payors/:id`

**Required API scopes:** `payors.read`

## Parameters

- `patient_id` (path, `string`) (required)
- `id` (path, `string`) (required)

## Response `200`

The requested `Payor`.

- `object`
  - `address_line_1` (`string | null`) - The primary address line of the payor.
  - `address_line_2` (`string | null`) - The secondary address line of the payor.
  - `alternative_payor_id` (`string | null`) - format: `uuid`; The identifier of the alternative payor responsible for payment, when `payor_type` is `alternative_payor`.
  - `city` (`string | null`) - The city in the payor's postal address.
  - `country_code` (`string | null`) - The ISO 3166-1 alpha-2 country code for the postal address, such as `GB` for the United Kingdom.
  - `county` (`string | null`) - The county or region in the payor's postal address.
  - `created_at` (`string`) - format: `date-time`; An ISO 8601 timestamp in UTC, with a `Z` suffix. For example, `2026-07-01T09:00:00Z`.
  - `first_name` (`string | null`) - The first name of the person responsible for payment, when applicable.
  - `formatted_name` (`string | null`) - The formatted name of the person responsible for payment.
  - `formatted_payor_name` (`string | null`) - The display name of the patient, insurer, or alternative payor responsible for payment.
  - `id` (`string`) - format: `uuid`; The resource's unique identifier, formatted as an RFC 4122 version 4 UUID.
  - `insurance_authorization_code` (`string | null`) - The insurer's authorization code.
  - `insurance_company_id` (`string | null`) - format: `uuid`; The identifier of the insurance company responsible for payment, when `payor_type` is `insurance_company`.
  - `insurance_policy_end_date` (`string | null`) - format: `date`; The end date of the insurance policy, when recorded.
  - `insurance_policy_number` (`string | null`) - The policy or membership number supplied by the insurer.
  - `insurance_policy_start_date` (`string | null`) - format: `date`; The start date of the insurance policy, when recorded.
  - `last_name` (`string | null`) - The last name of the person responsible for payment, when applicable.
  - `notes` (`string | null`) - The additional payment or insurance information recorded for this payor.
  - `object` (`any`) - Discriminator value emitted at `object`.
  - `payor_type` (`string`) - enum: `patient`, `insurance_company`, `alternative_payor`; The type of party responsible for payment.
  - `postcode` (`string | null`) - The postal code of the payor.
  - `title` (`string | null`) - The personal title of the person responsible for payment, when applicable.
  - `updated_at` (`string`) - format: `date-time`; An ISO 8601 timestamp in UTC, with a `Z` suffix. For example, `2026-07-01T09:00:00Z`.

### Example

```json
{
  "id": "708192a3-b4c5-4def-8012-3456789abcde",
  "object": "payor",
  "address_line_1": "10 Harley Street",
  "address_line_2": "Marylebone",
  "alternative_payor_id": null,
  "city": "London",
  "country_code": "GB",
  "county": "Greater London",
  "created_at": "2026-01-01T09:00:00Z",
  "first_name": "Alex",
  "formatted_name": "Dr Alex Morgan",
  "formatted_payor_name": "Bupa",
  "insurance_authorization_code": "AUTH123",
  "insurance_company_id": "855e25b0-b138-48da-86ea-15162ce81f14",
  "insurance_policy_end_date": "2026-12-31",
  "insurance_policy_number": "POLICY123",
  "insurance_policy_start_date": "2026-01-01",
  "last_name": "Morgan",
  "notes": "Please confirm the appointment by email.",
  "payor_type": "insurance_company",
  "postcode": "W1G 9PF",
  "title": "Dr",
  "updated_at": "2026-01-01T09:00:00Z"
}
```

## Response `401`

The access token is missing, invalid, expired, or revoked.

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Response `403`

The access token lacks the required scope, or the project is disabled.

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Response `404`

Error response.

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Response `429`

Too many requests. Retry after the delay indicated by `Retry-After`.

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Code samples

```bash
curl -X GET "https://api.carebit.co/v1/patients/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c/payors/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c" \
  -H "Authorization: Bearer $CAREBIT_ACCESS_TOKEN"
```

```javascript
const response = await fetch("https://api.carebit.co/v1/patients/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c/payors/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c", {
  method: "GET",
  headers: {
    Authorization: `Bearer ${process.env.CAREBIT_ACCESS_TOKEN}`,
  },
});

if (!response.ok) {
  throw new Error(`Carebit API error: ${response.status}`);
}

const data = await response.json();
```

```python
import os
import requests

response = requests.get(
    "https://api.carebit.co/v1/patients/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c/payors/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c",
    headers={
        "Authorization": f"Bearer {os.environ['CAREBIT_ACCESS_TOKEN']}",
    }
)
response.raise_for_status()
data = response.json()
```

```ruby
require "httparty"

response = HTTParty.get(
  "https://api.carebit.co/v1/patients/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c/payors/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c",
  headers: {
    "Authorization" => "Bearer #{ENV.fetch("CAREBIT_ACCESS_TOKEN")}"
  }
)
raise "Carebit API error: #{response.code}" unless response.success?
data = response.parsed_response
```

```php
<?php

$client = new GuzzleHttp\Client();

$response = $client->get("https://api.carebit.co/v1/patients/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c/payors/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c", [
    "headers" => [
      "Authorization" => "Bearer " . getenv("CAREBIT_ACCESS_TOKEN"),
    ]
]);
$data = json_decode((string) $response->getBody(), true, flags: JSON_THROW_ON_ERROR);
```


## Update a Patient Payor

`PATCH /v1/patients/:patient_id/payors/:id`

Updates a Payor. To change its type, provide one non-null `insurance_company_id` or `alternative_payor_id`. Once set, the Payor type cannot be cleared.

**Required API scopes:** `payors.update`

## Parameters

- `patient_id` (path, `string`) (required)
- `id` (path, `string`) (required)
- `Idempotency-Key` (header, `string`) (required) - Client-generated idempotency key. Required for every POST/PATCH write. Replay of the same key with the same body returns the stored response with an `Idempotency-Replayed: true` header. Same key + different body returns `422 idempotency_key_reused`. A duplicate that arrives while the first request is still in flight returns `409 idempotency_conflict` with `Retry-After: 1`.

## Request body (`application/json`)

- `object`
  - `address_line_1` (`string | null`) - The primary policyholder address line.
  - `address_line_2` (`string | null`) - The secondary policyholder address line.
  - `alternative_payor_id` (`string`) - format: `uuid`; The Organization-owned AlternativePayor responsible for payment.
  - `city` (`string | null`) - The city in the policyholder address.
  - `country_code` (`string | null`) - The uppercase ISO 3166-1 alpha-2 country code for the policyholder address.
  - `county` (`string | null`) - The county or region in the policyholder address.
  - `first_name` (`string | null`) - The policyholder's first name override.
  - `insurance_authorization_code` (`string | null`) - The insurer authorization code.
  - `insurance_company_id` (`string`) - format: `uuid`; The active InsuranceCompany responsible for payment.
  - `insurance_policy_end_date` (`string | null`) - format: `date`; The insurance policy end date.
  - `insurance_policy_number` (`string | null`) - The insurance policy or membership number.
  - `insurance_policy_start_date` (`string | null`) - format: `date`; The insurance policy start date.
  - `last_name` (`string | null`) - The policyholder's last name override.
  - `notes` (`string | null`) - Additional billing or insurance information.
  - `postcode` (`string | null`) - The postal code in the policyholder address.
  - `title` (`string | null`) - The policyholder's personal title override.

### Example

```json
{
  "insurance_authorization_code": "AUTH123"
}
```

## Response `200`

The requested `Payor`.

- `object`
  - `address_line_1` (`string | null`) - The primary address line of the payor.
  - `address_line_2` (`string | null`) - The secondary address line of the payor.
  - `alternative_payor_id` (`string | null`) - format: `uuid`; The identifier of the alternative payor responsible for payment, when `payor_type` is `alternative_payor`.
  - `city` (`string | null`) - The city in the payor's postal address.
  - `country_code` (`string | null`) - The ISO 3166-1 alpha-2 country code for the postal address, such as `GB` for the United Kingdom.
  - `county` (`string | null`) - The county or region in the payor's postal address.
  - `created_at` (`string`) - format: `date-time`; An ISO 8601 timestamp in UTC, with a `Z` suffix. For example, `2026-07-01T09:00:00Z`.
  - `first_name` (`string | null`) - The first name of the person responsible for payment, when applicable.
  - `formatted_name` (`string | null`) - The formatted name of the person responsible for payment.
  - `formatted_payor_name` (`string | null`) - The display name of the patient, insurer, or alternative payor responsible for payment.
  - `id` (`string`) - format: `uuid`; The resource's unique identifier, formatted as an RFC 4122 version 4 UUID.
  - `insurance_authorization_code` (`string | null`) - The insurer's authorization code.
  - `insurance_company_id` (`string | null`) - format: `uuid`; The identifier of the insurance company responsible for payment, when `payor_type` is `insurance_company`.
  - `insurance_policy_end_date` (`string | null`) - format: `date`; The end date of the insurance policy, when recorded.
  - `insurance_policy_number` (`string | null`) - The policy or membership number supplied by the insurer.
  - `insurance_policy_start_date` (`string | null`) - format: `date`; The start date of the insurance policy, when recorded.
  - `last_name` (`string | null`) - The last name of the person responsible for payment, when applicable.
  - `notes` (`string | null`) - The additional payment or insurance information recorded for this payor.
  - `object` (`any`) - Discriminator value emitted at `object`.
  - `payor_type` (`string`) - enum: `patient`, `insurance_company`, `alternative_payor`; The type of party responsible for payment.
  - `postcode` (`string | null`) - The postal code of the payor.
  - `title` (`string | null`) - The personal title of the person responsible for payment, when applicable.
  - `updated_at` (`string`) - format: `date-time`; An ISO 8601 timestamp in UTC, with a `Z` suffix. For example, `2026-07-01T09:00:00Z`.

### Example

```json
{
  "id": "708192a3-b4c5-4def-8012-3456789abcde",
  "object": "payor",
  "address_line_1": "10 Harley Street",
  "address_line_2": "Marylebone",
  "alternative_payor_id": null,
  "city": "London",
  "country_code": "GB",
  "county": "Greater London",
  "created_at": "2026-01-01T09:00:00Z",
  "first_name": "Alex",
  "formatted_name": "Dr Alex Morgan",
  "formatted_payor_name": "Bupa",
  "insurance_authorization_code": "AUTH123",
  "insurance_company_id": "855e25b0-b138-48da-86ea-15162ce81f14",
  "insurance_policy_end_date": "2026-12-31",
  "insurance_policy_number": "POLICY123",
  "insurance_policy_start_date": "2026-01-01",
  "last_name": "Morgan",
  "notes": "Please confirm the appointment by email.",
  "payor_type": "insurance_company",
  "postcode": "W1G 9PF",
  "title": "Dr",
  "updated_at": "2026-01-01T09:00:00Z"
}
```

## Response `400`

The `Idempotency-Key` header is missing (`idempotency_key_required`) or exceeds 255 characters (`idempotency_key_too_long`).

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Response `401`

The access token is missing, invalid, expired, or revoked.

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Response `403`

The access token lacks the required scope, or the project is disabled.

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Response `404`

Error response.

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Response `409`

A concurrent request holds the idempotency lease (`idempotency_conflict`). Retry after the delay indicated by `Retry-After`.

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Response `422`

The `Idempotency-Key` was previously used with a different request body (`idempotency_key_reused`), or the request body failed validation.

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Response `429`

Too many requests. Retry after the delay indicated by `Retry-After`.

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Code samples

```bash
curl -X PATCH "https://api.carebit.co/v1/patients/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c/payors/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c" \
  -H "Authorization: Bearer $CAREBIT_ACCESS_TOKEN" \
  -H "Idempotency-Key: $(uuidgen)" \
  -H "Content-Type: application/json" \
  -d '{
  "insurance_authorization_code": "AUTH123"
}'
```

```javascript
const response = await fetch("https://api.carebit.co/v1/patients/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c/payors/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c", {
  method: "PATCH",
  headers: {
    Authorization: `Bearer ${process.env.CAREBIT_ACCESS_TOKEN}`,
    "Content-Type": "application/json",
    "Idempotency-Key": crypto.randomUUID(),
  },
  body: JSON.stringify({
  "insurance_authorization_code": "AUTH123"
}),
});

if (!response.ok) {
  throw new Error(`Carebit API error: ${response.status}`);
}

const data = await response.json();
```

```python
import os
import requests
import uuid

response = requests.patch(
    "https://api.carebit.co/v1/patients/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c/payors/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c",
    headers={
        "Authorization": f"Bearer {os.environ['CAREBIT_ACCESS_TOKEN']}",
        "Idempotency-Key": str(uuid.uuid4()),
    },
    json={
        "insurance_authorization_code": "AUTH123"
    }
)
response.raise_for_status()
data = response.json()
```

```ruby
require "httparty"
require "json"
require "securerandom"

response = HTTParty.patch(
  "https://api.carebit.co/v1/patients/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c/payors/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c",
  headers: {
    "Authorization" => "Bearer #{ENV.fetch("CAREBIT_ACCESS_TOKEN")}",
    "Idempotency-Key" => SecureRandom.uuid,
    "Content-Type" => "application/json"
  },
  body: {
    "insurance_authorization_code" => "AUTH123"
  }.to_json
)
raise "Carebit API error: #{response.code}" unless response.success?
data = response.parsed_response
```

```php
<?php

$client = new GuzzleHttp\Client();

$response = $client->patch("https://api.carebit.co/v1/patients/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c/payors/8f14e45f-ea7d-4b6f-9c2a-1d3e5f7a9b0c", [
    "headers" => [
      "Authorization" => "Bearer " . getenv("CAREBIT_ACCESS_TOKEN"),
      "Idempotency-Key" => bin2hex(random_bytes(16)),
    ],
    "json" => [
      "insurance_authorization_code" => "AUTH123"
    ]
]);
$data = json_decode((string) $response->getBody(), true, flags: JSON_THROW_ON_ERROR);
```

