# List Insurance Companies

`GET /v1/insurance_companies`

Returns active insurance companies. Embassies and overseas government health offices are excluded.

**Required API scopes:** `payors.read`

## Parameters

- `limit` (query, `integer`) - The maximum number of items to return. Defaults to `25`; the maximum is `100`.
- `starting_after` (query, `string`) - Return items after this resource ID. You cannot use this with `cursor`.
- `cursor` (query, `string`) - The `next_cursor` value from the previous page. You cannot use this with `starting_after`.

## Response `200`

Paginated list of `InsuranceCompany` objects.

- `any`

### Example

```json
{
  "object": "list",
  "data": [
    {
      "id": "855e25b0-b138-48da-86ea-15162ce81f14",
      "object": "insurance_company",
      "created_at": "2026-01-01T09:00:00Z",
      "name": "Bupa",
      "updated_at": "2026-01-01T09:00:00Z"
    }
  ],
  "has_more": false,
  "next_cursor": "eyJzdGFydF90aW1lIjoiMjAyNi0wMS0wMVQwOTowMDowMFoifQ",
  "url": "/v1/insurance_companies"
}
```

## Response `401`

The access token is missing, invalid, expired, or revoked.

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Response `403`

The access token lacks the required scope, or the project is disabled.

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Response `429`

Too many requests. Retry after the delay indicated by `Retry-After`.

- `object`
  - `error` (`object`) - The structured details that describe why the request failed.
    - `code` (`string`) - The machine-readable error code.
    - `errors` (`array | null`) - Additional errors from a failed validation.
      - `items` (`object`)
        - `code` (`string`) - The machine-readable code for this validation error.
        - `message` (`string`) - A message that explains this validation error.
        - `param` (`string | null`) - The name of the parameter that caused this validation error, when known.
    - `message` (`string`) - A message that explains the error and how to resolve it.
    - `param` (`string | null`) - The name of the parameter that caused the error, when known.
    - `type` (`string`) - enum: `authentication_error`, `permission_error`, `invalid_request_error`, `rate_limit_error`, `api_error`; The high-level category of the error.

### Example

```json
{
  "error": {
    "code": "resource_missing",
    "errors": [
      {
        "code": "resource_missing",
        "message": "The requested resource was not found.",
        "param": "patient_id"
      }
    ],
    "message": "The requested resource was not found.",
    "param": "patient_id",
    "type": "authentication_error"
  }
}
```

## Code samples

```bash
curl -X GET "https://api.carebit.co/v1/insurance_companies" \
  -H "Authorization: Bearer $CAREBIT_ACCESS_TOKEN"
```

```javascript
const response = await fetch("https://api.carebit.co/v1/insurance_companies", {
  method: "GET",
  headers: {
    Authorization: `Bearer ${process.env.CAREBIT_ACCESS_TOKEN}`,
  },
});

if (!response.ok) {
  throw new Error(`Carebit API error: ${response.status}`);
}

const data = await response.json();
```

```python
import os
import requests

response = requests.get(
    "https://api.carebit.co/v1/insurance_companies",
    headers={
        "Authorization": f"Bearer {os.environ['CAREBIT_ACCESS_TOKEN']}",
    }
)
response.raise_for_status()
data = response.json()
```

```ruby
require "httparty"

response = HTTParty.get(
  "https://api.carebit.co/v1/insurance_companies",
  headers: {
    "Authorization" => "Bearer #{ENV.fetch("CAREBIT_ACCESS_TOKEN")}"
  }
)
raise "Carebit API error: #{response.code}" unless response.success?
data = response.parsed_response
```

```php
<?php

$client = new GuzzleHttp\Client();

$response = $client->get("https://api.carebit.co/v1/insurance_companies", [
    "headers" => [
      "Authorization" => "Bearer " . getenv("CAREBIT_ACCESS_TOKEN"),
    ]
]);
$data = json_decode((string) $response->getBody(), true, flags: JSON_THROW_ON_ERROR);
```